Альфа-Банк 9.0 (iOS / App Store)

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This application is available for iOS. This app is designed to make transfers from card to card payment systems Visa and MasterCard banks in Russia. The latest build was released on Jul 10, 2017. Our latest check was performed on Mar 26th, 2017.

Findings Summary

Our examination revealed total 35 items, where were 14 DAR items and 21 DIT items found. Among DAR items were found 0 worst items, 4 bad items, 6 good items, and 3 best items. Among DIT items were found 4 worst items, 17 bad items, 0 good items, and 0 best items.

Below you find 4 infographics summarizing what we described above. Each image provides information about both DAR and DIT items.

 

 

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Everything presented below is related to well-known CWEs, such as Sensitive data leakage [CWE-200], Unsafe sensitive data storage [CWE-312], Unsafe sensitive data transmission [CWE-319]. You can read more about it here.

Now let’s go deeper and examine each data item’s protection level.

 

Application Description

Let’s cite the description of this application below:

Альфа-Мобайл — банк, который открыт для вас круглосуточно и в любую погоду! Все платежи и переводы у вас под рукой.

Управляйте своими деньгами online:

  • Следите за балансом и расходами.
  • Просматривайте историю ваших операций.
  • Оплачивайте мобильную связь, интернет, ЖКУ, штрафы ГИБДД, и многое другое.
  • Открывайте накопительные и валютные счета.
  • Мгновенно переводите деньги другим клиентам Альфа-Банка по номеру телефона, ФИО или номеру счета.
  • Отправляйте деньги клиентам других банков по номеру карты или реквизитам.
  • Досрочно гасите кредит: частично или даже полностью. Без похода в отделение.
  • Погашайте кредиты других банков по номеру договора.
  • Следите за доступными лимитами на переводы и снятие наличных.
  • Узнайте куда уходят ваши деньги в разделе «Мои финансы».
  • Блокируйте или разблокируйте карту в любой точке мира.
  • Перепривязывайте карту к рублевому или валютному счету.
  • Найдите на карте ближайшее отделение или банкомат.

Есть вопросы? Задайте их прямо в приложении через чат!
Если вы знаете, как сделать Альфа-Мобайл лучше, пишите нам на supportmobile@alfabank.ru!

АО «Альфа-Банк». Генеральная лицензия Банка России на осуществление банковских операций №1326 от 16.01.2015

 

Protection levels.

Locally stored data (Data-at-Rest, DAR).

Locally stored data groups include Media Information, Credentials Information, Application Information, Account Information, Analytics ‘n’ Ads Information, Loyalty Information, Financial Information.
The average DAR value is 5.79 points (7.00 points of system protection and 4.57 points of own protection). It is higher than a typical value (3.5 points, where’s 7 points of system protection and 0 points of own protection).

Items’ GROUP #1 with average value 6.50 points (7 points of system protection, 6 points of own protection) means data protection levels have following definitions. Frankly talking, protection and privacy issues are still possible but might involve interaction with an app code where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – data is not available in backups.

– Screen Snapshots (‘Media Information’ Group) – Screenshots of your device screen running certain apps; common as an iOS app multitasking feature (app swipes) or browser tab swipes. This data item related to mentioned group meant to be any data like photo, image, video, audio,

– Credentials (Tokens) (‘Analytics ‘n’ Ads Information’ Group) – Different tokens used to get access to your account, except for passwords but including app or 3rd party tokens, secret keys, etc. (usually give full access to your account). This data item related to mentioned group meant to be any info related to analytics services like Flurry, Google Analytics, etc. or advertisements,

– Tracked Data ‘n’ Favorites (‘Loyalty Information’ Group) – Any favorites data or tracked data marked as desirable by users and for users (Means, user is on FB messenger, Viber, bank client or favourite hotel, room type, flight route, airline). This data item related to mentioned group meant to be any information related to known reward programs like membership, current rewards, etc.,

– Account Details (‘Financial Information’ Group) – Full info about your account including account membership, expiration, profile, linked data and account, etc. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Analytics Configs (‘Analytics ‘n’ Ads Information’ Group) – Different configuration files created by your app, perhaps app permissions referred to analytics group data. This data item related to mentioned group meant to be any info related to analytics services like Flurry, Google Analytics, etc. or advertisements,

– Environment (‘Analytics ‘n’ Ads Information’ Group) – Different info about the environment of the device including apps lists, device info, OS name and versions, updates, a list of users, network details, etc. This data item related to mentioned group meant to be any info related to analytics services like Flurry, Google Analytics, etc. or advertisements

Items’ GROUP #2 with average value 3.50 points (7 points of system protection, 0 points of own protection) means data protection levels have following definitions. Frankly talking, extra data found that shouldn’t be accessed where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – stored as is.

– Screen Snapshots (‘Credentials Information’ Group) – Screenshots of your device screen running certain apps; common as an iOS app multitasking feature (app swipes) or browser tab swipes. This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Application Configs (‘Application Information’ Group) – Different configuration files created by your app, perhaps app permissions. This data item related to mentioned group meant to be any info related to the app, app settings, including installed apps or installers,

– Account Data (‘Account Information’ Group) – Basic info about account like name, a list of sub-account (e.g. financial or other) and some linked data like a phone number. This data item related to mentioned group meant to be any info related to profiles, basic credential IDs like email or username or phone number plus some more info depends on applications,

– Device Details (‘Analytics ‘n’ Ads Information’ Group) – Includes basic device details plus hardware key and fingerprints as well as IMEI. This data item related to mentioned group meant to be any info related to analytics services like Flurry, Google Analytics, etc. or advertisements

Items’ GROUP #3 with average value 5.50 points (7 points of system protection, 4 points of own protection) means data protection levels have following definitions. Frankly talking, data is not available all the time or partially accessed where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – the old algorithm, wrong encryption modes, raw encryption, etc.

– Credentials (IDs) (‘Credentials Information’ Group) – Only account IDs like app or 3rd party user IDs including emails, phone number, usernames, etc. (depends on apps). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.

Items’ GROUP #4 with average value 7.50 points (7 points of system protection, 8 points of own protection) means data protection levels have following definitions. Frankly talking, compliance but there are publicly known techniques to access the data including forensics one where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – compliance encryption algorithms ‘n’ security mechanisms implementations.

– Credentials (Tokens) (‘Credentials Information’ Group) – Different tokens used to get access to your account, except for passwords but including app or 3rd party tokens, secret keys, etc. (usually give full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (Passwords) (‘Credentials Information’ Group) – Well-known passwords or PINs you’re using to get access to your account (usually it is worse than tokens because it gives full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.

Also, keep in mind, using jailbroken device means the system protection level is 0 points and you’re using out-of-date iOS < 8.3 the system protection level is 2 points. If some data marked as shareable via iTunes, then the system protection level is 4 points.

Transferred data (Data-in-Transit, DIT).

Transferred data groups include Device Information, Credentials Information, Financial Information, Account Information, Location ‘n’ Maps Information, Payment ‘n’ Transaction Information, Application Information, Loyalty Information, Analytics ‘n’ Ads Information.
The average DIT value is 3.64 points (4.05 points of system protection and 3.24 points of own protection). It is less than a typical value (4 points, where’s 4 points of system protection and 4 points of own protection).

Items’ GROUP #1 with average value 4.50 points (5 points of system protection, 4 points of own protection) means data protection levels have following definitions. Frankly talking, data available if it’s allowed only and may require user action where system protection level means – some techniques are available to developers to keep connection bypassing system settings, like proxy settings, etc., and own protection level means – bypassed by fake/stolen root certificates.

– Device Data (‘Device Information’ Group) – Device ID, Device Name, Device OS Name and Version, and jailbroken/root status. This data item related to mentioned group meant to be details about your device,

– Credentials (IDs) (‘Credentials Information’ Group) – Only account IDs like app or 3rd party user IDs including emails, phone number, usernames, etc. (depends on apps). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (Passwords) (‘Credentials Information’ Group) – Well-known passwords or PINs you’re using to get access to your account (usually it is worse than tokens because it gives full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (Access IDs) (‘Credentials Information’ Group) – Different tokens used to get access to your account, except for passwords but including app or 3rd party tokens, secret keys, etc. (usually don’t give full access to your account because based on permissions linked to these access tokens). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Account Details (‘Financial Information’ Group) – Full info about your account including account membership, expiration, profile, linked data and account, etc. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Transaction Details (‘Account Information’ Group) – Details of transactions were made like ID, date and time, the amount of payment, recipient, notes, payment types, linked data, etc. This data item related to mentioned group meant to be any info related to profiles, basic credential IDs like email or username or phone number plus some more info depends on applications,

– Transaction History (‘Account Information’ Group) – Some info about transactions were made like ID, date and time, and amount of payment. This data item related to mentioned group meant to be any info related to profiles, basic credential IDs like email or username or phone number plus some more info depends on applications,

– Card Short Information (‘Account Information’ Group) – Some info about card holder, card number full or short) and expiration. This data item related to mentioned group meant to be any info related to profiles, basic credential IDs like email or username or phone number plus some more info depends on applications,

– Transaction Details (‘Financial Information’ Group) – Details of transactions were made like ID, date and time, the amount of payment, recipient, notes, payment types, linked data, etc. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Card Short Information (‘Financial Information’ Group) – Some info about card holder, card number full or short) and expiration. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Card Full Information (‘Payment ‘n’ Transaction Information’ Group) – All details about card include short info, holder address, bank info and CVC, CVV, CVV2. This data item related to mentioned group meant to be details about transactions and payment data involved into transaction records,

– Contact Short Profile (‘Payment ‘n’ Transaction Information’ Group) – Name, Email ID, Phone number of contacts. This data item related to mentioned group meant to be details about transactions and payment data involved into transaction records,

– Application Configs (‘Application Information’ Group) – Different configuration files created by your app, perhaps app permissions. This data item related to mentioned group meant to be any info related to the app, app settings, including installed apps or installers,

– Tracked Data ‘n’ Favorites (‘Loyalty Information’ Group) – Any favorites data or tracked data marked as desirable by users and for users (Means, user is on FB messenger, Viber, bank client or favourite hotel, room type, flight route, airline). This data item related to mentioned group meant to be any information related to known reward programs like membership, current rewards, etc.,

– Statistics (‘Financial Information’ Group) – Some data referred to your activity expressed as statistics (charts, pies, graphs, etc.). This data item related to mentioned group meant to be any info that describe payments capabilities,

– GEO Data (‘Analytics ‘n’ Ads Information’ Group) – Any GEO info stored as plain text referred to the places or tracked activity. This data item related to mentioned group meant to be any info related to analytics services like Flurry, Google Analytics, etc. or advertisements,

– Credentials (Tokens) (‘Analytics ‘n’ Ads Information’ Group) – Different tokens used to get access to your account, except for passwords but including app or 3rd party tokens, secret keys, etc. (usually give full access to your account). This data item related to mentioned group meant to be any info related to analytics services like Flurry, Google Analytics, etc. or advertisements

Items’ GROUP #2 with average value 0.00 points (0 points of system protection, 0 points of own protection) means data protection levels have following definitions. Frankly talking, data ‘as is’ and easily accessed (plaintext, no protection at all) where system protection level means – transferred (or supposed to be) ‘as is’ (plaintext) due to jailbreak/root or preinstalled non-trusted firmware, certificates, etc., and own protection level means – transferred as is, perhaps protection mode turns off or doesn’t exist or info reveal eventually.

– GEO Snapshots (‘Location ‘n’ Maps Information’ Group) – Image-based snapshots of geodata info referred to the places. This data item related to mentioned group meant to be any geodata from trackers, social networks, GPS, etc.,

– GEO Data (‘Location ‘n’ Maps Information’ Group) – Any GEO info stored as plain text referred to the places or tracked activity. This data item related to mentioned group meant to be any geodata from trackers, social networks, GPS, etc.,

– Place Details (‘Location ‘n’ Maps Information’ Group) – Any info about public place (city, country, address, contacts) stored in text or media file format. This data item related to mentioned group meant to be any geodata from trackers, social networks, GPS, etc.,

– Address Data (‘Location ‘n’ Maps Information’ Group) – Home, work or another type of owner address stored by apps. This data item related to mentioned group meant to be any geodata from trackers, social networks, GPS, etc.

Keep in mind if you’re using out-of-date iOS < 9.0, the system level equals 2 points instead of 4. It means your data can be stolen without involving your actions.

Privacy Policy

Full application privacy policy is available here.