Мобильный банк, Русский Стандарт 5.4.0 (iOS / App Store)

175x175bb (9)

This application is available for iOS. >>>> SHORT DESCRIPTION <<<<<. The latest build was released on Jul 10, 2017. Our latest check was performed on Mar 26th, 2017

Findings Summary

Our examination revealed total 18 items, where were 6 DAR items and 12 DIT items found. Among DAR items were found 0 worst items, 4 bad items, 1 good item, and 1 best item. Among DIT items were found 0 worst items, 11 bad items, 1 good item, and 0 best items.

Below you find 3 infographics summarizing what we described above. Each image provides information about both DAR and DIT items.

This slideshow requires JavaScript.


Everything presented below is related to well-known CWEs, such as Sensitive data leakage [CWE-200], Unsafe sensitive data storage [CWE-312], Unsafe sensitive data transmission [CWE-319]. You can read more about it here.

Now let’s go deeper and examine each data item’s protection level.

 

Application Description

Let’s cite the description of this application below:

БУДЬТЕ ВНИМАТЕЛЬНЫ! Логин и пароль от Мобильного банка отличается от логина и пароля Интернет банка.
Логин, пароль и код Мобильного банка направляются sms – сообщением на мобильный телефон в момент подключения к системе.
Для восстановления логина, пароля и Кода Мобильного банка, обратитесь по телефону круглосуточной горячей линии 8 800-200-3-203.
Мобильный банк АО «БАНК РУССКИЙ СТАНДАРТ».
Управление финансами с мобильного телефона в любом месте. Загрузка приложения в мобильный телефон обеспечивает защищенный доступ к счетам.
Чтобы работать с Мобильным банком, необходимо оформить подключение, обратившись в любое отделение Банка Русский Стандарт или получив «Банк в кармане» в любом из 2500 магазинов-партнеров. Адреса отделений Банка можно уточнить в приложении, либо на сайте: http://www.rsb.ru.

При помощи «Мобильного банка Русский Стандарт» можно в любое время:

  • посмотреть информацию об остатке денежных средств на всех счетах, открытых в Банке Русский Стандарт, в том числе карт, кредитов, депозитов, текущих счетов;
  • получить список последних операций по картам;
  • переводить денежные средства между своими счетами
  • совершить моментальный перевод по номеру банковской карты;
  • перевести деньги другому клиенту Банка Русский Стандарт (для перевода клиенту, который тоже пользуется «Мобильным банком», достаточно знать только номер его мобильного телефона);
  • оперативно оплатить услуги мобильной и фиксированной связи, интернет, телевидение;
  • выпустить виртуальную предоплаченную карту для наиболее безопасных расчетов в интернете;
  • совершить другие переводы по шаблонам, созданным с помощью «Интернет-банка».
  • узнать местоположение ближайших офисов, банкоматов и терминалов Банка, а также перечень предоставляемых услуг
  • получить информацию о предоставляемых скидках в точках-партнерах Банка
  • переводить денежные средства между своими счетами;
  • заблокировать карту

 

Protection levels.

Locally stored data (Data-at-Rest, DAR).

Locally stored data groups include Media Information, Credentials Information, Application Information, Analytics ‘n’ Ads Information, Account Information.
The average DAR value is 4.58 points (6.83 points of system protection and 2.33 points of own protection). It is higher than a typical value (3.5 points, where’s 7 points of system protection and 0 points of own protection).

Items’ GROUP #1 with average value 6.50 points (7 points of system protection, 6 points of own protection) means data protection levels have following definitions. Frankly talking, protection and privacy issues are still possible but might involve interaction with an app code where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – data is not available in backups.

– Screen Snapshots (‘Media Information’ Group) – Screenshots of your device screen running certain apps; common as an iOS app multitasking feature (app swipes) or browser tab swipes. This data item related to mentioned group meant to be any data like photo, image, video, audio

Items’ GROUP #2 with average value 3.00 points (6 points of system protection, 0 points of own protection) means data protection levels have following definitions. Frankly talking, extra data found that shouldn’t be accessed where system protection level means – root/jailbreak is required but possible without wiping device data, and own protection level means – stored as is.

– Credentials (IDs) (‘Credentials Information’ Group) – Only account IDs like app or 3rd party user IDs including emails, phone number, usernames, etc. (depends on apps). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.

Items’ GROUP #3 with average value 7.50 points (7 points of system protection, 8 points of own protection) means data protection levels have following definitions. Frankly talking, compliance but there are publicly known techniques to access the data including forensics one where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – compliance encryption algorithms ‘n’ security mechanisms implementations.

– Credentials (Passwords) (‘Credentials Information’ Group) – Well-known passwords or PINs you’re using to get access to your account (usually it is worse than tokens because it gives full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.

Items’ GROUP #4 with average value 3.50 points (7 points of system protection, 0 points of own protection) means data protection levels have following definitions. Frankly talking, extra data found that shouldn’t be accessed where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – stored as is.

– Application Configs (‘Application Information’ Group) – Different configuration files created by your app, perhaps app permissions. This data item related to mentioned group meant to be any info related to the app, app settings, including installed apps or installers,

– Environment (‘Analytics ‘n’ Ads Information’ Group) – Different info about the environment of the device including apps lists, device info, OS name and versions, updates, a list of users, network details, etc. This data item related to mentioned group meant to be any info related to analytics services like Flurry, Google Analytics, etc. or advertisements,

– Account Data (‘Account Information’ Group) – Basic info about account like name, a list of sub-account (e.g. financial or other) and some linked data like a phone number. This data item related to mentioned group meant to be any info related to profiles, basic credential IDs like email or username or phone number plus some more info depends on applications

Also, keep in mind, using jailbroken device means the system protection level is 0 points and you’re using out-of-date iOS < 8.3 the system protection level is 2 points. If some data marked as shareable via iTunes, then the system protection level is 4 points.

Transferred data (Data-in-Transit, DIT).

Transferred data groups include Device Information, Credentials Information, Financial Information, Application Information, Payment ‘n’ Transaction Information.
The average DIT value is 4.54 points (5.00 points of system protection and 4.08 points of own protection). It is higher than a typical value (4 points, where’s 4 points of system protection and 4 points of own protection).

Items’ GROUP #1 with average value 4.50 points (5 points of system protection, 4 points of own protection) means data protection levels have following definitions. Frankly talking, data available if it’s allowed only and may require user action where system protection level means – some techniques are available to developers to keep connection bypassing system settings, like proxy settings, etc., and own protection level means – bypassed by fake/stolen root certificates.

– Device Data (‘Device Information’ Group) – Device ID, Device Name, Device OS Name and Version, and jailbroken/root status. This data item related to mentioned group meant to be details about your device,

– Device Data (‘Credentials Information’ Group) – Device ID, Device Name, Device OS Name and Version, and jailbroken/root status. This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (IDs) (‘Credentials Information’ Group) – Only account IDs like app or 3rd party user IDs including emails, phone number, usernames, etc. (depends on apps). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Account Data (‘Financial Information’ Group) – Basic info about account like name, a list of sub-account (e.g. financial or other) and some linked data like a phone number. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Card Short Number (‘Financial Information’ Group) – Several digits of your card from 4 to 6 first digits and from 6 to 4 last digits. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Application Configs (‘Application Information’ Group) – Different configuration files created by your app, perhaps app permissions. This data item related to mentioned group meant to be any info related to the app, app settings, including installed apps or installers,

– Tracked Data ‘n’ Favorites (‘Payment ‘n’ Transaction Information’ Group) – Any favorites data or tracked data marked as desirable by users and for users (Means, user is on FB messenger, Viber, bank client or favourite hotel, room type, flight route, airline). This data item related to mentioned group meant to be details about transactions and payment data involved into transaction records,

– Card Short Information (‘Financial Information’ Group) – Some info about card holder, card number full or short) and expiration. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Transaction History (‘Payment ‘n’ Transaction Information’ Group) – Some info about transactions were made like ID, date and time, and amount of payment. This data item related to mentioned group meant to be details about transactions and payment data involved into transaction records,

– Place Details (‘Payment ‘n’ Transaction Information’ Group) – Any info about public place (city, country, address, contacts) stored in text or media file format. This data item related to mentioned group meant to be details about transactions and payment data involved into transaction records,

– Statistics (‘Payment ‘n’ Transaction Information’ Group) – Some data referred to your activity expressed as statistics (charts, pies, graphs, etc.). This data item related to mentioned group meant to be details about transactions and payment data involved into transaction records

Items’ GROUP #2 with average value 5.00 points (5 points of system protection, 5 points of own protection) means data protection levels have following definitions. Frankly talking, data is not available all the time or partially accessed where system protection level means – some techniques are available to developers to keep connection bypassing system settings, like proxy settings, etc., and own protection level means – server-side limitations (SSL validation/pinning, limited access to outdated records) and client-side limitations (pinning with user-decision behavior, additionally ecnrypted/hashed data item, or own cert storage).

– Credentials (Passwords) (‘Credentials Information’ Group) – Well-known passwords or PINs you’re using to get access to your account (usually it is worse than tokens because it gives full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.

Keep in mind if you’re using out-of-date iOS < 9.0, the system level equals 2 points instead of 4. It means your data can be stolen without involving your actions.

Privacy Policy

No Privacy Policy is available for this application.