Сбербанк Онлайн 8.1.0 (iOS / App Store)

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This application is available for iOS. This app is designed to make transfers from card to card payment systems Visa and MasterCard banks in Russia by popular bank brand. The latest build was released on Apr 25, 2017. Our latest check was performed on Mar 26th, 2017

Findings Summary

Our examination revealed total 27 items, where were 9 DAR items and 18 DIT items found. Among DAR items were found 0 worst items, 1 bad item, 5 good items, and 3 best items. Among DIT items were found 0 worst items, 16 bad items, 0 good items, and 1 best item.

Below you find 3 infographics summarizing what we described above. Each image provides information about both DAR and DIT items.

 

 

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Everything presented below is related to well-known CWEs, such as Sensitive data leakage [CWE-200], Unsafe sensitive data storage [CWE-312], Unsafe sensitive data transmission [CWE-319]. You can read more about it here.

Now let’s go deeper and examine each data item’s protection level.

 

Application Description

Let’s cite the description of this application below:

Банк в вашем кармане еще никогда не был таким удобным.

  • Держите под контролем баланс и движение средств по всем вашим картам и счетам, вкладам и кредитам
.
  • Переводите деньги десяткам миллионов клиентов Сбербанка из адресной книги приложения, зная только номер телефона получателя.
  • Оплачивайте услуги более 30 000 поставщиков, включая оплату мобильной связи, интернета, ЖКХ и штрафов.
  • Сохраняйте и приумножайте, открывая вклады с повышенной ставкой, покупая валюту и драгоценные металлы, копите, создавая цели.
  • Платите своей картой Сбербанк MasterCard и Visa с Apple Pay.
  • Быстро находите ближайшее к вам отделение, работающий банкомат или платежный терминал Сбербанка.
  • Следите за вашим балансом «Спасибо», узнавайте, где можно потратить бонусы, просматривая партнеров “Спасибо” на карте.
  • Моментально блокируйте любую карту.

Мы каждый день работаем над улучшением приложения. Если вы столкнулись с какой-либо проблемой или у вас появилась интересная идея, пишите нам на help@sberbank.ru
© 1997—2017 ПАО Сбербанк.
Россия, Москва, 117997, ул. Вавилова 19.
Генеральная лицензия на осуществление банковских операций от 11 августа 2015 года. Регистрационный номер — 1481.

 

Protection levels.

Locally stored data (Data-at-Rest, DAR).

Locally stored data groups include Media Information, Location ‘n’ Maps Information, Address Book ‘n’ Contact Information, Credentials Information, Account Information.
The average DAR value is 6.50 points (7.00 points of system protection and 6.00 points of own protection). It is higher than a typical value (3.5 points, where’s 7 points of system protection and 0 points of own protection).

Items’ GROUP #1 with average value 6.50 points (7 points of system protection, 6 points of own protection) means data protection levels have following definitions. Frankly talking, protection and privacy issues are still possible but might involve interaction with an app code where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – data is not available in backups.

– Screen Snapshots (‘Media Information’ Group) – Screenshots of your device screen running certain apps; common as an iOS app multitasking feature (app swipes) or browser tab swipes. This data item related to mentioned group meant to be any data like photo, image, video, audio,

– GEO Data (‘Location ‘n’ Maps Information’ Group) – Any GEO info stored as plain text referred to the places or tracked activity. This data item related to mentioned group meant to be any geodata from trackers, social networks, GPS, etc.,

– Address Data (‘Location ‘n’ Maps Information’ Group) – Home, work or another type of owner address stored by apps. This data item related to mentioned group meant to be any geodata from trackers, social networks, GPS, etc.,

– Contact Short Profile (‘Address Book ‘n’ Contact Information’ Group) – Name, Email ID, Phone number of contacts. This data item related to mentioned group meant to be info locally stored, cached or transferred over the network and belong to this application if it’s social even,

– Tracked Data ‘n’ Favorites (‘Address Book ‘n’ Contact Information’ Group) – Any favorites data or tracked data marked as desirable by users and for users (Means, user is on FB messenger, Viber, bank client or favourite hotel, room type, flight route, airline). This data item related to mentioned group meant to be info locally stored, cached or transferred over the network and belong to this application if it’s social even

Items’ GROUP #2 with average value 7.50 points (7 points of system protection, 8 points of own protection) means data protection levels have following definitions. Frankly talking, compliance but there are publicly known techniques to access the data including forensics one where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – compliance encryption algorithms ‘n’ security mechanisms implementations.

– Credentials (IDs) (‘Credentials Information’ Group) – Only account IDs like app or 3rd party user IDs including emails, phone number, usernames, etc. (depends on apps). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (Passwords) (‘Credentials Information’ Group) – Well-known passwords or PINs you’re using to get access to your account (usually it is worse than tokens because it gives full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (Tokens) (‘Credentials Information’ Group) – Different tokens used to get access to your account, except for passwords but including app or 3rd party tokens, secret keys, etc. (usually give full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.

Items’ GROUP #3 with average value 3.50 points (7 points of system protection, 0 points of own protection) means data protection levels have following definitions. Frankly talking, extra data found that shouldn’t be accessed where system protection level means – root/jailbreak is required but not possible without wiping device data, and own protection level means – stored as is.

– Account Data (‘Account Information’ Group) – Basic info about account like name, a list of sub-account (e.g. financial or other) and some linked data like a phone number. This data item related to mentioned group meant to be any info related to profiles, basic credential IDs like email or username or phone number plus some more info depends on applications

Also, keep in mind, using jailbroken device means the system protection level is 0 points and you’re using out-of-date iOS < 8.3 the system protection level is 2 points. If some data marked as shareable via iTunes, then the system protection level is 4 points.

Transferred data (Data-in-Transit, DIT).

Transferred data groups include Device Information, Credentials Information, Application Information, Financial Information, Payment ‘n’ Transaction Information, Account Information, Address Book ‘n’ Contact Information, Location ‘n’ Maps Information.
The average DIT value is 4.44 points (5.00 points of system protection and 3.89 points of own protection). It is higher than a typical value (4 points, where’s 4 points of system protection and 4 points of own protection).

Items with average value 4.50 points (5 points of system protection, 4 points of own protection) means data protection levels have following definitions. Frankly talking, data available if it’s allowed only and may require user action where system protection level means – some techniques are available to developers to keep connection bypassing system settings, like proxy settings, etc., and own protection level means – bypassed by fake/stolen root certificates.

– Device Details (‘Device Information’ Group) – Includes basic device details plus hardware key and fingerprints as well as IMEI. This data item related to mentioned group meant to be details about your device,

– Environment (‘Device Information’ Group) – Different info about the environment of the device including apps lists, device info, OS name and versions, updates, a list of users, network details, etc. This data item related to mentioned group meant to be details about your device,

– Credentials (IDs) (‘Credentials Information’ Group) – Only account IDs like app or 3rd party user IDs including emails, phone number, usernames, etc. (depends on apps). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (Passwords) (‘Credentials Information’ Group) – Well-known passwords or PINs you’re using to get access to your account (usually it is worse than tokens because it gives full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (Activation IDs) (‘Credentials Information’ Group) – Two-factor activation code received in messages. This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Credentials (Tokens) (‘Credentials Information’ Group) – Different tokens used to get access to your account, except for passwords but including app or 3rd party tokens, secret keys, etc. (usually give full access to your account). This data item related to mentioned group meant to be any types of credentials including basic (IDs only), passwords, tokens, etc.,

– Application Configs (‘Application Information’ Group) – Different configuration files created by your app, perhaps app permissions. This data item related to mentioned group meant to be any info related to the app, app settings, including installed apps or installers,

– Account Details (‘Financial Information’ Group) – Full info about your account including account membership, expiration, profile, linked data and account, etc. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Card Full Information (‘Payment ‘n’ Transaction Information’ Group) – All details about card include short info, holder address, bank info and CVC, CVV, CVV2. This data item related to mentioned group meant to be details about transactions and payment data involved into transaction records,

– Card Short Information (‘Financial Information’ Group) – Some info about card holder, card number full or short) and expiration. This data item related to mentioned group meant to be any info that describe payments capabilities,

– Tracked Data ‘n’ Favorites (‘Payment ‘n’ Transaction Information’ Group) – Any favorites data or tracked data marked as desirable by users and for users (Means, user is on FB messenger, Viber, bank client or favourite hotel, room type, flight route, airline). This data item related to mentioned group meant to be details about transactions and payment data involved into transaction records,

– Account Data (‘Account Information’ Group) – Basic info about account like name, a list of sub-account (e.g. financial or other) and some linked data like a phone number. This data item related to mentioned group meant to be any info related to profiles, basic credential IDs like email or username or phone number plus some more info depends on applications,

– Contact Short Profile (‘Address Book ‘n’ Contact Information’ Group) – Name, Email ID, Phone number of contacts. This data item related to mentioned group meant to be info locally stored, cached or transferred over the network and belong to this application if it’s social even,

– Tracked Data ‘n’ Favorites (‘Address Book ‘n’ Contact Information’ Group) – Any favorites data or tracked data marked as desirable by users and for users (Means, user is on FB messenger, Viber, bank client or favourite hotel, room type, flight route, airline). This data item related to mentioned group meant to be info locally stored, cached or transferred over the network and belong to this application if it’s social even,

– GEO Data (‘Location ‘n’ Maps Information’ Group) – Any GEO info stored as plain text referred to the places or tracked activity. This data item related to mentioned group meant to be any geodata from trackers, social networks, GPS, etc.,

– Address Data (‘Location ‘n’ Maps Information’ Group) – Home, work or another type of owner address stored by apps. This data item related to mentioned group meant to be any geodata from trackers, social networks, GPS, etc.,

– Passport Data (Short) (‘Account Information’ Group) – Some info including name, number, expiration stored as partial info, e.g. first and last digits of document ID. This data item related to mentioned group meant to be any info related to profiles, basic credential IDs like email or username or phone number plus some more info depends on applications

Keep in mind if you’re using out-of-date iOS < 9.0, the system level equals 2 points instead of 4. It means your data can be stolen without involving your actions.

Privacy Policy

Full application privacy policy is available here.

You may find privacy policy details proceeding the link above to compare developer’s vision on data protection with our results.